Every regulated healthcare practitioner in Alberta must carry their own professional liability insurance – this is no different for paramedics in the province.
All regulated members of the College are required to carry professional liability insurance as a condition of registration and as a condition of ongoing active practice. Regulated members are required to update their policy details to ensure the College has a record of their active policy.
The required coverage is:
- Errors and Omissions Liability: $5,000,000 per claim and annual aggregate
- Abuse Errors & Omissions Liability (including Criminal Defense): $50,000 per claim, $100,000 annual aggregate
- Disciplinary Legal Expenses: $50,000 per claim, $100,000 annual aggregate
- Breach of Confidentiality: $5,000,000 per claim, $5,000,000 annual aggregate
All regulated members must confirm they have secured appropriate insurance at the time of initial registration and are required to update their profile in the member portal to ensure an active policy is always listed.
Members of the College are automatically members of the Paramedic Association of Canada, which gives you access to Marsh Insurance, which is one of the largest insurance providers for paramedicine practitioners across Canada. More information about Marsh Insurance is available on the Paramedic Association of Canada’s website.
Members of the Alberta Paramedic Association (APA) are able to access professional liability insurance through the APA program provided by Prolink. Please visit the Alberta Paramedic Association’s website for more details.
Other providers may also be acceptable, providing they meet all the required coverage as outlined above. Please contact the College to be sure.