The College’s liability insurance program is now available to Alberta practitioners through Lloyd Sadd – Berkley Canada.

Here are the program’s key features:

  • $0 Deductible & no program aggregate
  • No association membership/participation or fee required
  • $5,000,000 per claim, $10,000,000 per member annual aggregate limit
  • Available to non-regulated members while under supervision of insured member
  • Including defence costs outside limits of liability and coverage for financial loss claim
  • Legal services hotline available to all policy holders
  • Coverage provided for COVID-19 vaccine administration and no exclusion for COVID-19 related incidents/allegations
  • Policy meets the liability requirements for the Alberta College of Paramedics
  • $65 annual premium + $4 service fee

For more details, please view the program brochure.

For those who sign up there are additional benefits, view here.


  • You are under no obligation to change to this program.
  • The College receives no incentives or kickbacks from this liability arrangement.

If you already have another policy and would like to change to the College’s policy:

You can sign up through the online portal starting in July for a policy start date of September 30, 2021. The link to this portal will be emailed to you and will be available online as soon as it is live.

The portal will accept credit cards and all processing will be instant.

If you need a policy now or want to change right now:

There is a temporary online application form if you need or want to obtain insurance prior to the online portal going live in July. If you require insurance early (effective prior to September 30), there will be a flat $20 additional premium to the annual premium of $65. The insurance will then run from the date of purchase to September 30, 2022 so you do not need to renew until 2022.

Click here for the application form or scan the QR code below:

When you submit the form, you will be contacted by someone from Lloyd Sadd to process payment and be issued a certificate. Until the portal is fully set up, they will arrange payment to be made by e-transfer or credit card directly.

If you want to keep your Marsh insurance policy:

As the College no longer manages your PAC membership, you will need to sign up for a membership with PAC to be eligible to keep/renew your Marsh insurance policy.


Why is the College offering a liability insurance program?

Liability insurance is a regulatory requirement. As the Alberta government continues to eliminate forced association affiliations, the College is not able to promote association membership as the only option to access a group rate on this insurance to meet a regulatory requirement.

Why is the College no longer the Alberta chapter of PAC?

As part of Bill 46 and the changes announced to the Health Professions Act (HPA), all regulatory colleges must cease any activities of an association nature. This change means we can no longer hold our position as the chapter for PAC in Alberta.

If you have any questions, please contact